MYN Labs
intelligence
Built for India
AI that makes peoplefinancially unshakeable.
MYN Labs builds financial-intelligence products for how India actually earns, borrows and saves. Our flagship, FSI, turns numbers you already know into a living stability score — computed in the open, and traceable back to the figure it came from.
Free to start · Documents are never stored · Not investment advice
Why we exist
A credit score measures whether you repay lenders.
It says nothing about whether one bad month breaks you. It was built for the lender, not for you.
A bank balance measures what you have today.
It never tells you how long that lasts, or what happens the month the income stops.
So we built the gauge neither of them is.
One number for financial stability, with the rigour of a credit score and none of its purpose — computed from your own documents, and traceable back to the line it came from.
Flagship
One score that tells you if your money can take a hit.
FSI scores liquidity, leverage, durability and protection from numbers you already know, then gives you a live score, a risk radar, forecasts and a coach that computes with your own figures. Hand it a statement and it will fill those numbers in for you. Not investment advice. Stability only.
- Live at
- fsiscore.com
- Built for
- India · amounts in ₹
- Scope
- Stability, not advice
The model
What the four pillars measure.
34%
Liquidity
Runway — how many months you could cover from cash and buffers.
30%
Leverage
Debt-service load and debt-stock burden, secured vs. unsecured.
21%
Durability
Savings capacity after debt service, adjusted for income volatility.
15%
Protection
Health and life cover measured against income-multiple benchmarks.
Worked through, on a sample
Each pillar score multiplied by its weight, and the four contributions added up. The arithmetic is on the page — check it with a calculator if you like.
× 0.34→ 27.9 pts
× 0.30→ 21.3 pts
× 0.21→ 14.3 pts
× 0.15→ 11.1 pts
The product
One score, and the intelligence on top of it.
Enter four numbers you already know, or hand FSI a statement and let it pull them out. Either way you get one score — and everything below is built on it. Not a credit score, and never investment advice.
FSI Score
0–100A stability indicator across the four pillars. Continuous and explainable, not a black box.
Risk Radar
ranked by impactEMI pressure, emergency-fund gaps and card stress, ranked by the score upside of fixing each one.
Estimated score upside, highest first — an explainable estimate, never a promise.
Forecasts
30 / 90 / 180 daysWhere your stability is heading, so you can act before a problem lands.
Statement Analyzer
saves the typingHand it a statement, payslip, Form 16 or loan statement and it pulls the numbers out — each one traced to the line it came from, so you do not have to type them.
payslip · p1 · “Net Pay 99,500”
Stability Coach
computes, not guessesRuns your real numbers through the scoring engine mid-chat, and remembers your goals and decisions.
Your runway covers 4.2 months. Clearing the ₹40k card balance adds +3 pts.
What if I prepay my loan?
Scenario Studio
digital twinAsk what happens if the salary drops 30% — in plain language — and watch the score respond.
Run against your real numbers by the same engine that scores you.
Monthly Money Close
you approveFSI assembles your month and proposes the moves that matter. Nothing changes without you.
2 of 3 approved · nothing is applied without you.
Proactive Alerts
max 1 a dayOnly when something actually changed — a score move, a new EMI, runway thinning.
₹9,120 on 06.07 with no loan statement behind it. Leverage is carrying it.
The only alert this week — quiet unless something moved.
Guided Workflows
3 plannersPlanners for the three moves that build stability: emergency fund, debt payoff, salary allocation.
From the lab
Start
Know where you stand.
Four numbers you already know, or one document you already have. The score comes back in about two minutes.
No credit card · Not investment advice — stability only
Questions, partnerships or press? hello@mynlabs.com